Final expense coverage. Ages 50–85

Take the cost of a funeral off your family’s hands — not just off your mind.

A short conversation with a licensed local agent is often all it takes. No medical exam for most applicants, and once your rate is set, it’s locked in for life.

No medical
exam required*

Rate locked
for life

Coverage up to
$50,000

See what you qualify for

Two quick questions - then a licensed agent takes it from there.

Takes about 45 seconds. No obligation, no cost to get your quote.

Why families look into this

The average funeral now costs more than most people expect.

Final expense coverage is built to close that gap quickly and stay simple — for the person applying and for the family who’d otherwise be left figuring it out.

Protect what’s already saved

So retirement savings or a home don’t have to be tapped to cover a funeral, cremation, or outstanding medical bills.

Guaranteed acceptance options

Coverage is available for most applicants ages 50–85 regardless of health history, with plans that don’t require a medical exam.

A rate that can’t rise later

Whole life plans lock your premium in from day one — it doesn’t increase as you age or if your health changes.

How it works

Three steps, usually one phone call.

01

Answer a few questions

Your age, general health, and how much coverage you're thinking about.

02

Talk to a licensed agent

They’ll match you with a plan and carrier suited to your state and budget.

03

Get covered

Many applicants are approved within a few days, with no exam required.

Prefer to just talk it through?

A real licensed agent picks you up - no call center, no script, no obligation to buy anything.

Call (800) 555-0132

MORE THAN A POLICY. IT'S PEACE OF MIND.